facebook

GENERAL CONDITIONS OF ACCESS AND USE FOR USERS TO WEBSITE AND APPLICATION

  • 1. LEGAL INFORMATION.

  • 2. PURPOSE.

  • 3. OBJECT.

    • 3.1 CRYPTOCURRENCY PURCHASE PROCESS.

    • 3.2 REDEMPTION OF CRYPTOCURRENCIES VOUCHERS.

    • 3.3 BITCARD.

      • 3.3.1 CARD RECHARGE.

      • 3.3.2 BUY BITCARD.

      • 3.3.3 CHECK BITCARD BALANCE .

      • 3.3.4 REDEEM BITCARD VOUCHER.

      • 3.3.5 BITCARD INFORMATION.

    • 3.4 CRYPTOCURRENCY SALE.

    • 3.5 AUTHORIZED POINT OF SALE BITNOVO® INFORMATION .

    • 3.6 PURCHASE BITNOVO® ATM INFORMATION.

    • 3.7 EXCLUSIVE SERVICE FOR BIG INVESTORS BITNOVO® +.

    • 3.8 BLOG AND OPINION FORUMS.

  • 4. RIGHTS AND OBLIGATIONS OF THE CLIENT OR USER.

    • 4.1 REQUIREMENTS TO BE A CLIENT OR USER.

    • 4.2 ACCESS TO SERVICES.

    • 4.3 REQUIREMENTS FOR ACCESS TO THE SERVICE.

    • 4.4 INFORMATION AND DOCUMENTATION OBLIGATIONS.

    • 4.5 BEHAVIOR.

    • 4.6 PRIVACY.

    • 4.7 CUSTOMER OR USER SUPPORT.

    • 4.8 COMPLAIN CHANNEL.

    • 4.9 COMMUNICATIONS AND INFORMATION EXCHANGE.

    • 4.10 IMAGE RIGHTS.

    • 4.11 INTELLECTUAL AND INDUSTRIAL PROPERTY.

    • 4.12 CONFLICT RESOLUTION.

  • 5. RIGHTS AND OBLIGATIONS OF PRESSBROKERS.

    • 5.1 AVAILABILITY OF SERVICES.

    • 5.2 INTELLECTUAL AND INDUSTRIAL PROPERTY.

    • 5.3 GUARANTEE AND RESPONSIBILITY.

    • 5.4 TEMPORARY SUSPENSION OF THE SERVICE IN THE BITNOVO PLATFORM.

    • 5.5 MODIFICATION OF THE CONDITIONS.

  • 6. ENTRY INTO FORCE OF THE GENERAL CONDITIONS.

  • 7. PRICE, FORM OF PAYMENT AND BILLING.

    • 7.1 COST OF SERVICES.

    • 7.2 PAYMENT METHODS.

    • 7.3 BILLING OF SERVICES.

  • 8. EXTINGUISHMENT AND RESOLUTION.

  • 9. INVALIDITY OF SOME PROVISION.

  • 10. OTHER PROVISIONS.

    • 10.1 PRESSBROKERS ASSIGNMENT AND SUBROGATION.

    • 10.2 LINKS TO CONTENTS.

    • 10.3 CESSION OF RIGHTS.

    • 10.4 DATA PROTECTION.

    • 10.5 PREVENTION OF MONEY LAUNDERING.

    • 10.6 APPLICABLE LAW AND COMPETENT JURISDICTION.

  • 11. APPLICATION FOR THE CREATION OF WALLET.

1. LEGAL INFORMATION
Company Name: PRESSBROKERS, S.L., hereafter PRESSBROKERS
Trade Name: BITNOVO®
Address: Isla de Cerdeña 1, Bajo, 46023, Valencia
CIF: B-98346646
Registration: Registro Mercantil de Valencia, Tomo 9.334, Folio 18, Inscripción 1, Hoja V-143.975
Telephone: +34 960 661 265
E-mail: info@bitnovo.com

2. PURPOSE
The purpose of this document is to establish the Conditions of Access and Use of the BITNOVO® Platform, taking into account the different services offered.

3. OBJECT.

The purpose of this contract is the provision of the services offered by PRESSBROKERS, through the BITNOVO® Platform.

PRESSBROKERS will be responsible for the correct provision of services through the BITNOVO® Platform. The customer or user undertakes to use the platform responsibly, exonerating PRESSBROKERS from any liability arising from inappropriate, erroneous or illegal use of the web platform or application.

The procedures for the provision of services are the following:

With any device with an internet connection, the Customer or User accesses the BITNOVO® Platform through the website www.bitnovo.com. Once in the BITNOVO® Platform or Homepage, the user can choose between:

  • 1. Buy Cryptocurrency.

  • 2. Redeem Cryptocurrency Voucher.

  • 3. Regarding the BITCARD:

    • Recharge.

    • Buy.

    • Check balance.

    • Redeem Bitcard Voucher.

    • Get information about:

      • Prices and Rates.

      • Functioning.

      • Activation.

  • 4. CRYPTOCURRENCY SALE.

  • 5. Request information on how to become an authorized BITNOVO® point of sale.

  • 6. Request information about the purchase of BITNOVO® ATMs.

  • 7. Request information about BITNOVO® Big Investors Service.

3.1. CRYPTOCURRENCY PURCHASE PROCESS.

PRESSBROKERS provides a service of purchase and sale of cryptocurrencies through various means of payment (all references to cryptocurrency are those that are enabled for purchase or sale at any time.) The user or client is recommended to check the list of cryptocurrencies available when accessing the BITNOVO® platform). For this, the client makes a purchase or sale to PRESSBROKERS, of cryptographic virtual currency, for the amount in euros that he wishes to buy or sell. For the provision of the service PRESSBROKERS establishes an average price of the cryptocurrency, with a profit margin. Prices will vary according to the supply and demand of virtual currencies in the main reference markets. The Client or User must take into account that, at this price, the costs of the "mining fees" transaction will be added, due to the validation of the operation on the network, which are completely unrelated to the service provided by the BITNOVO® Platform.

PRESSBROKERS does not exercise any type of financial activity and its purpose is limited to the provision of a service for the purchase and sale of cryptographic virtual currencies through different means of payment.

Once the option "Buy Cryptocurrencies" has been chosen by the user or client, he/she must perform the following actions:

STEP 1

  • Enter the amount in Euros that you wish to buy in Cryptocurrencies.

  • Once the amount has been entered, select the type of cryptocurrency that you wish to buy in the drop-down menu, automatically the platform will offer the user the amount expressed in the chosen cryptocurrency that can be purchased according to the average price established in BITNOVO®. Once you agree with the price, to continue with the purchase process you must click on "BUY".

STEP 2

To make the purchase, the user must provide the following information:

  • Address of the electronic Wallet where to receive the acquired cryptocurrencies

  • Mobile phone

  • Contact E-mail.

  • Choose a means of payment between:

    • Credit Card.

    • Bank Transfer.

    • Flexepin Coupon.

    • Other Cryptocurrency.

STEP 3

Once the means of payment have been chosen and processed through the different channels that PRESSBROKERS makes available to the Client or User, PRESSBROKERS personnel, in accordance with Law 10/2010, of April 28, on the Prevention of Money Laundering and Terrorism Financing and depending on the risk of the operation, will proceed to perform the validations and verifications to authorize the operation of Purchase of Cryptocurrency and send to the address of the Electronic Wallet of the user or customer the amount of Cryptocurrencies purchased.

These verification processes are:

I. Mobile phone and Email verification.

We will proceed to verify the user's mobile phone by sending an SMS and an email to the addresses provided by him/her. Upon receipt of the SMS and email the Customer or User must respond to the email received from BITNOVO® by entering the number or code received on the mobile phone via SMS.

II. Photography with DNI or PASSPORT

In the cases in which the transactions are more than € 50, the identification of the Client or User will be requested through a photo of the DNI or PASSPORT together with the operation sent to his/her e-mail. For this, an email will be sent to the email account of the Client or User with the following content:

"We need a photograph of your ID / PASSPORT in front of the computer screen, with the order of Bitnovo® in it (mail with order number). The identity document must be physically in his/her hand."

Términos y condiciones 1 DNI

III. Selfie with the ID / PASSPORT.

Additionally and in certain cases, the user or client may be asked to make a selfie showing his/her ID or passport.

Términos y condiciones 1 Selfie

IV. Payments with Credit Card (Last 4 Digits and Holder)

In cases where payment is made by credit card, the user or client may be asked to take a photo showing only the last four digits of the card and the cardholder.

Términos y condiciones 1 Selfie

The user or client must be identified by any of the following documents:

  • Physical persons of Spanish nationality:

    • The National Identity Document.

  • Physical person of foreign nationality:

    • Residence Card

    • The Foreigner Identity Card

    • The Passport or, in the case of citizens of the European Union or the European Economic Area, the document, card or official personal identity card issued by the authorities of origin.

    • The identity document issued by the Ministry of Foreign Affairs and Cooperation for personnel of diplomatic and consular representations of third countries in Spain will also be a valid document for the identification of foreigners.

    • Exceptionally, other personal identity documents, issued by a government authority, may be accepted whenever they have adequate guarantees of authenticity and include a photograph of the owner.

Furthermore, when the user or client acts on behalf of an entity, it must provide:

  • Legal Entity:

    • Public deed of incorporation or elevation to public of corporate resolutions, containing its corporate name, legal form, address, the identity of its administrators, statutes and tax identification number.

(In the case of legal persons of Spanish nationality, it will be admissible, for the purposes of formal identification, certification of the provincial Trade Register, provided by the client or obtained by telematic consultation)

In case of legal or voluntary representation:

  • Deeds of empowerment of persons acting on their behalf, as well as identification documents of the representative and of the person or entity represented.

(The verification will be admissible through certification of the Provincial Commercial Registry, provided by the client, or obtained through telematic consultation)

  • In entities without legal personality:

    • Exercise business activity::

    • Authentic documents are provided for the identity of all the participants.

    • Do not exercise business activity:

Identification document of the person acting on behalf of the entity is provided..

V. Purpose or nature of the client's business.

Furthermore, in the cases in which the user or client exceeds certain economic or temporary limits, the following information may be requested:

  • Information about the nature of the professional or business activity of the client or user.

  • Information or Documentation that allows to verify the professional activity declared by the client as:

    • Payroll.

    • Payment receipts of the Social Security self-employed regime.

    • Tax fill or any other document from Inland revenue departments.

    • Business Activities Tax

    • VAT returns (monthly or quarterly, and the annual summary)

    • IRPF (Personal Income Tax) declaration.

    • Income Tax Return Declaration.

    • Annual accounts filed with the Mercantile Registry.

    • Documentary evidence in case they state that they depend on other family members.

In the cases in which the users or customers refuse to provide the information for the identification process, the operation will not be authorized and will remain blocked until the process is completed.

Once the client has provided the identification data required by PRESSBROKERS and the identification process has been completed, the operation will be unlocked and its execution will proceed, or, at the express request of the customer, the funds received will be returned through the same means of payment used by him.

The operations not executed for these reasons, external to PRESSBROKERS, will have a cost for the Customer or User that will amount to 4% of the purchase price, with a minimum cost of € 10

3.2 REDEMPTION OF CRYPTOCURRENCIES VOUCHERS.

The user or stomer who has purchased a voucher redeemable at an authorized establishment, and wishes to proceed to redeem it, once he has accessed the BITNOVO® Platform (option also available on the BITNOVO® App) must:

1. Select the oion "Redeem Voucher"

2. Then, he canhoose between:

- Redeem a ngle voucher by clicking "Redeem", or

- Redeem seval vouchers, recommended option to save on commissions, by clicking on "Redeem several vouchers".

PRESSBROKERSill request:

- The voucher de.

- Electronic Wlet.

- Type of crypcurrency desired.

- Mobile phoneoptional).

- Email (optiol)

In a similaray to the previous procedure, the platform will automatically offer the user the amount expressed in the chosen cryptocurrency that can be purchased according to the average price established in BITNOVO®. For the provision of the service PRESSBROKERS establishes an average price of the cryptocurrency with a profit margin. Prices will vary according to the supply and demand of virtual currencies in the main reference markets. The Client or User must take into account that, at this price, the costs of the "mining fees" transaction will be added, due to the validation of the operation on the network, which are completely unrelated to the service provided by the BITNOVO® Platform.

Once the pri is agreed, the transaction will be executed by transferring the acquired cryptocurrency to the previously provided Wallet.

The authoriz establishments will be in charge of attending to the obligations in terms of Prevention of Money Laundering and Financing of Terrorism to which reference has been made, which means that they may request, in certain cases, the identification of clients with some of the documents to which reference has been made.

The vouchersedeemable in cryptocurrencies may be exchanged at any time within three months following the issue date.

The vouchers will only be redeemable on the country of acquisition. This means that BITNOVO® will not accept the redeem of the voucher from a country different from where they have been sold and acquired

3.3 BITCARD

3.3.1 CARD RECHARGE

The Client or User may also SELL CRYPTOCURRENCY to PRESSBROKERS. In this case, the method of payment used by PRESSBROKERS will be: the payment of the amount in euros to which the price of the sale of the cryptocurrencies goes, in the account associated with the BITCARD card of the user or customer.

PRESSBROKERS offers an average price of the cryptocurrency based on the supply and demand of virtual currencies in the main reference markets, with a profit margin. The Client or User must take into account that, at this price, the costs of the "mining fees" transaction will be added, due to the validation of the operation on the network, which are completely unrelated to the service provided by the BITNOVO® Platform.

Once the user establishes the amount of cryptocurrency that he wants to sell, according to the reference price indicated by BITNOVO®, the following data are requested:

  • Number or ID of the prepaid card.

  • Mobile phone number.

  • Contact E-mail.

Once the data has been verified, the operation will be executed.

The economic limits will be determined according to the identification process to which the Client or User has submitted in the process of activating their BITCARD card.

3.3.2 BUY BITCARD

Clients or Users who wish may request their BITCARD Card through the BITNOVO® Platform. For the purpose of providing the shipping service, he/she will be asked to:

1. Personal Data:

  • Name.

  • Surname.

  • E-mail.

  • Mobile phone.

  • Birthdate.

2. Shipping information:

  • Address.

  • Zip Code.

  • Town.

  • Province.

  • Country.

The price of the card amounts to € 20. Once the payment isprocessed, it has been sent to the indicated Customer or User at home.

The BITCARD cards are issued by a third party and are in the process of being negotiated between PRESSBROKERS and this, they are commercialized through the BITNOVO® Platform.

3.3.3 CHECK BITCARD BALANCE

Following the aforementioned commercial agreements between the issuer of the cards and PRESSBROKERS, from the BITNOVO® Platform the Customer or User can check the available balance on his BITCARD card. For this, only two data will be necessary, which are:

- ID of the BITCARD card

- The last four digits of the BITCARD card

Once the required information has been entered and clicking on "Continue", the Customer or User can view, through the BITNOVO® Platform, the information about the available balance on their BITCARD card, provided automatically by the issuing depository entity of the same.

3.3.4 REDEEM BITCARD VOUCHER

The Client or User who has purchased a redeemable Bitcard voucher in an authorized establishment, and wishes to proceed to redeem it, once he has accessed the BITNOVO® Platform, he must select the option "Redeem Voucher" and then "Bitcard Voucher Recharge ". PRESSBROKERS will request:

- ID of the card

- Voucher code

- Voucher pin (if you have one)

For the end of the process, the user or client must click on "Redeem" and the amount of the voucher will be deposited in the account associated with the BITCARD card of the Customer or User, prior discount of the commission established and charged by the distributor.

PRESSBROKERS does not charge any amount for this management.

The economic limits will be determined according to the identification process to which the Client or User has submitted in the process of activating their BITCARD card.

3.3.5 BITCARD INFORMATION

From the BITNOVO® Platform, the Client or User can access the following information regarding the BITCARD card:

- PRICES AND RATES

- FUNCTIONING

- ACTIVATION

3.4 SALE PROCEDURE OF CRYPTOCURRENCY.

Clients or Users who, in turn, through the BITNOVO® Platform, sell cryptocurrency to PRESSBROKERS, in an agile and simple way.

To do this, once they have accessed the BITNOVO® Platform, they must select the option "Sell Cryptocurrency"; In this way, customers who are holders of a bank account will only have to complete a few simple steps to sell cryptocurrency to PRESSBROKERS, through the BITNOVO® Platform.

SALES PROCEDURE:

STEP 1

The Customer or User, before proceeding to the sale of cryptocurrency, must proceed to verify his account by clicking on "verify account". In application of Law 10/2010, of April 28, on Prevention of Money Laundering and Terrorist Financing, in order to prevent any type of fraud, as well as to be able to provide the requested service, from the BITNOVO® Platform, the Client or User will be asked for the following information:

- Contact information:

First name

Surnames

Address

Country

- ID photograph.

- Bank account number.

STEP 2

Once the verification process has been carried out, the Client or User must select the type of cryptocurrency that he wishes to sell in the drop-down menu and then indicate the amount. PRESSBROKERS will offer an average price of the cryptocurrency based on the supply and demand of virtual currencies in the main reference markets, with a profit margin. The Customer or User must take into account that, at this price, the costs of the transaction ("mining fees") will be added for the validation of the operation in the network, which are completely unrelated to the service provided by the BITNOVO Platform. ®. If the Client or User agrees to the price offered, he must complete the purchase process by clicking "sell", after acceptance of the terms and conditions governing the operation. PRESSBROKERS will execute the transaction transferring the amount of the sale, in euros, to the bank account provided by the client.

Closed Packs:

The Client or User, where desired, may also sell cryptocurrency by accessing our Closed Packs and enjoying their advantages. The sales process is the same as the one described above.

3.5 AUTHORIZED POINT OF SALE BITNOVO® INFORMATION

The Customer or User who owns a business, interested in selling voucher redeemable in cryptocurrencies in their commerce, may request information in this regard through the information form enabled for this purpose in the BITNOVO® Platform. Once this has been completed and clicked on "Send form", prior acceptance of the privacy policy, the specialized service of PRESSBROKERS will provide the interested party with all the necessary information.

The following information is requested in the form:

- Name

- Email

- Telephone

- Company

- Province

- Comments may be made if desired.

3.6 PURCHASE BITNOVO® ATM INFORMATION

The Client or User who owns a business, interested in selling vouchers redeemable in cryptocurrencies in their establishment, also has the possibility to do so through BITNOVO® ATMs. In order to request information in this regard, the Customer or User interested must click on "Buy ATMs", who will direct him to the form enabled for this purpose to request said information. Once the form has been completed, prior acceptance of the Privacy Policy, the user or client must click on "Send". The specialized support center of PRESSBROKERS will contact the interested party to provide all the information about it.

The form will request:

- Name

- E-mail

- Telephone

- Company

- Province

- Observations may be made if desired.

3.7 EXCLUSIVE SERVICE FOR BIG INVESTORS BITNOVO®

PRESSBROKERS has an exclusive service focused on companies or people who want to buy cryptocurrency for a value over € 50,000. The Customer or User interested in such personalized service should click on "More information" that will direct it to the form enabled for that purpose to request such information. Once the form has been completed, prior acceptance of the Privacy Policy, the user or client must click on "Send form". The specialized service of PRESSBROKERS will contact the interested party to provide all the information about it.

The form will request:

- Name

- E-mail

- Telephone

- Company

- Province

- Comments may be made if desired.

4. RIGHTS AND OBLIGATIONS OF THE CLIENT OR USER

4.1 REQUIREMENTS TO BE A CLIENT OR USER

For the use of the BITNOVO® Platform and, therefore, of the services that are made available to the client, the following requirements must be met:

Be a physical person, over 18 years of age with legal capacity.

Have your own mobile phone.

Email address

Holder of any of the identification documents referred to above.

4.2 ACCESS TO SERVICES

Access to the services will be done in the manner described above without the need for prior registration, no user accounts will be generated, nor will personalized spaces be created within the BITNOVO® Platform.

4.3 REQUIREMENTS FOR ACCESS TO THE SERVICE

To access the Services, the Customer or User will need a device that meets the hardware and software compatibility requirements of the BITNOVO® Platform (which may vary over time) and Internet access. The Client or User is aware that these factors may influence the performance of the BITNOVO® Platform and the possibility of accessing the Services.

PRESSBROKERS is not responsible for the impossibility of access or deficiencies in the operation of the BITNOVO® Platform due to the use of inappropriate devices, or for interruptions of Internet services derived from network saturation or any other reason.

4.4 INFORMATION AND DOCUMENTATION OBLIGATIONS

The Client or User is obliged to:

  • Provide PRESSBROKERS with all the information required in the forms and verification processes indicated in the previous sections.

  • Provide a public address of the Wallet or electronic wallet to which PRESSBROKERS will send the cryptocurrencies that have been acquired. The Client or User will never provide the private key of that public address to PRESSBROKERS, so PRESSBROKERS will never be able to send any cryptocurrency from said address owned by the Client or User. The client may modify that public address of his property. This new public address will have to be previously communicated to PRESSBROKERS so that it can be operative and replace the previous one provided by the client for the delivery of the cryptocurrency purchased by the Client or User.

  • Provide any other additional information in application of the provisions of Law 10/2010, of April 28, about Prevention of Money Laundering and Terrorist Financing and other applicable legislation if deemed appropriate. Likewise, PRESSBROKERS may collect information about the client or user, from a third party if it has indications that the information provided is not correct. If the third party's report shows any inaccuracy in the data provided, PRESSBROKERS reserves the right to unilaterally cancel the contract for the provision of services that binds them.

  • Confirm the acceptance of these General Conditions by clicking on the box on the platform where the prior acceptance of these is required for the provision of the service. Such acceptance request will appear with the text "I have read and accepted the general conditions of contracting of PRESSBROKERS or BITNOVO®".

  • Communicate to PRESSBROKERS all the necessary data for the access and use of the services that require prior identification that must be true, current and adjusted to reality.

  • Adopt the necessary security measures, both personal and material, to maintain the confidentiality of relevant data provided by PRESSBROKERS or its partners or suppliers for the provision of services.

  • All information provided by the client or user through the BITNOVO® Platform must be truthful. For these purposes, the client or user guarantees the authenticity of all the data communicated as a result of completing the necessary forms to access the services or according to the verification processes detailed in the previous paragraphs.

  • Likewise, it will be the responsibility of the Client or User to keep permanently updated all the information that has been provided to PRESSBROKERS so that it responds, at all times, to the real situation of the Client or User. In any case, the customer or user will be solely responsible for the false or inaccurate statements made and the damages caused to PRESSBROKERS or third parties for the information provided. The customer or user will be liable for any damages that may be caused to PRESSBROKERS or third parties for the data provided, as a result of the use of data that is not updated, false or that does not correspond to reality, especially with respect to those data facilitated for billing.

PRESSBROKERS reserves the right to deny or withdraw access to services, at any time and without prior notice, to those Customers or Users who fail to comply with these obligations.

4.5 BEHAVIOR.

The Client or User is obliged to have an appropriate behavior in accordance with the current legal system, morality and public order, and in particular is obliged to:

  • not carry out any activity that hinders or interferes with the functioning of the services, included in the BITNOVO® Platform.

  • Make proper use of the services included in the BITNOVO® Platform in a diligent, correct and lawful manner, in accordance with the law, the legal notice, these conditions or the general conditions of the services to which he access, regulations for use and instructions brought to its attention, as well as morality and generally accepted good customs and public order. For this purpose, the Customer or User shall refrain from requesting the services for illicit or forbidden purposes, prohibited, harmful to the rights and interests of third parties, or that in any way may damage, disable, overload, deteriorate or prevent the normal use of services, computer equipment or documents, files and all kinds of content stored on any computer equipment PRESSBROKERS, other customers or users or any Internet user (hardware and software).

  • The Customer or User expressly agrees not to store, use, transmit or disseminate:

    • Child pornography or other obscene, violent, illegal, xenophobic or defamatory materials.

    • Use the network to transmit or publicize defamatory, hurtful, abusive, threatening or that is contrary to the right to honor, personal or family privacy or the image of people.

    • Any other form that is contrary, disparages or attempts against the fundamental rights and the public liberties recognized in the constitution, in the international treaties and in the rest of the current legislation.

    • Cracks, serial numbers of programs or any other content that infringes the intellectual property rights of third parties.

    • Distribution of viruses through the Internet, worms, Trojans or any other destructive activity, such as saturation, "mailbombing", or denial of service attacks.

    • Services that interrupt or interfere with the effective use of other people's network resources.

    • The collection and/or use of personal data of other users without their express consent or contravening the provisions of the regulations on data protection.

    • The use of the mail server of the domain and of the email addresses with the purpose of spamming (sending of unwanted mass mail, of commercial type or of any other nature).

    • Destroying, altering, cripple or in any other way damaging the data, programs or electronic documents of PRESSBROKERS or third parties

    • Hinder the access of other users through massive and unjustified consumption of computer resources through which PRESSBROKERS provides its service, as well as perform actions that damage, interrupt or generate errors in such systems.

    • Use the system to try to access restricted areas of the server, without the proper authorization of PRESSBROKERS.

The Client or User shall be liable for any damages that may be caused to PRESSBROKERS or to third parties for their behavior, as a consequence of the use of the services.

PRESSBROKERS reserves the right to deny or not provide the Services, at any time and without prior notice, to those Customers or Users who fail to comply with these Obligations of Behavior.

4.6 PRIVACY.

PRESSBROKERS is committed to protecting privacy and strives to provide a secure experience to the Customer or User. To browse the BITNOVO® Platform it is not necessary for the user to reveal personal data, however, in order to provide the services requested by the Client or User, PRESSBROKERS will require certain data, this necessarily implies knowledge of the PRESSBROKERS Privacy Policy without reservation, and the explicit acceptance of the processing of your data as described in the said Privacy Policy. For the provision of services, Clients or Users must validate the box enabled for the exposed purposes.

The User or Client may exercise their rights of access, rectification, deletion and opposition, as well as the limitation and portability of their data, in compliance with the provisions of current data protection regulations and in accordance with the procedure indicated indicated in the same Privacy Policy.

PRESSBROKERS can not control nor is responsible for the use that can be made by third parties of the data that the Client or User publishes on the BITNOVO® Platform and that can be accessed by other users of this.

4.7 CUSTOMER OR USER SUPPORT.

PRESSBROKERS knows the need to be attentive to the demands of quality and the suggestions of the Clients or Users. To continue making a difference and for our Clients or Users to feel well cared for, PRESSBROKERS offers customers and users a Customer Service or User Service, with which they can communicate through the following channels:

Telphone (+34 960 661 265)

- E-mail: info@bitnovo.com

4.8 COMPLAIN CHANNEL.

PRESSBROKERS has a Complain Channels through which Clients or Users can inform PRESSBROKERS of illegal or fraudulent behavior of third parties.

PRESSBROKERS guarantees that all communications received will be treated confidentially and at all times attending to strict compliance with the provisions of the legislation on protection of personal data.

Such unlawful or fraudulent behavior may be communicated through the following address compliance@bitnovo.com

4.9 COMMUNICATIONS AND INFORMATION EXCHANGE.

The Customer or User expressly accepts that all communications, notifications and information that PRESSBROKERS must send or provide are made, whenever the law allows, by email to the address provided by the Customer or User at the time of request for service, or those that later have indicated.

On the other hand, the communications that the Client or User directs to PRESSBROKERS to the email address: info@btinovo.com will be validly understood.

The notifications shall be understood to be made and effectively delivered on the third business day, counted from the day following that in which the shipment is recorded correctly, at the indicated addresses.

4.10 IMAGE RIGHTS.

In certain cases, as described in Section 3, the BITNOVO® Platform can request the Client or User to provide images about him/her. These images will be used to the strict effects of providing the service and under the following conditions:

  • The Client or User freely and exclusively gives PRESSBROKERS the rights of reproduction, distribution, public communication and transformation, so that it uses them exclusively for the provision of the requested services and may even assign to third parties said rights of use over the photographs, videos, images or any other means of reproducing your image or voice, or parts thereof, as well as so that you can use all or part of them without distinction.

  • The Client or User declares that their authorization does not have a specific geographic scope, so PRESSBROKERS may use these photographs, videos, images, or any other means of reproducing their image and voice,or part of those, in all the countries of the world without geographical limitation of any kind.

  • The Client or User declares that they are aware of PRESSBROKERS 'Privacy Policy and explicitly accept the processing of their data in accordance with what is described in said Privacy Policy.

  • The User or Client declares that they have been informed about their rights of access, rectification, deletion and opposition, as well as the limitation and portability of their data. It also declares to have been informed about the right to revoke the consent given for the transfer of their data. All this, in compliance with the provisions of the current data protection regulations and in accordance with the procedure indicated in the Privacy Policy.

PRESSBROKERS can not control nor is responsible for the use that can be made by third parties of the images that the Client or User publishes in the BITNOVO® Platform and that can be accessed by other users of this.

4.11 INTELLECTUAL AND INDUSTRIAL PROPERTY.

Regarding the Contents and/or any inserted elements of the BITNOVO® Platform whose intellectual and industrial property rights belong to PRESSBROKERS and/or third parties, the Client or User acknowledges and accepts that their use is strictly prohibited, as well as their reproduction, communication and/or distribution, modification, alteration or decompilation, whether for personal, private and non-profit purposes or for commercial or lucrative purposes.

Regarding the Content and/or any elements sent to the BITNOVO Platform for the provision of services whose intellectual and industrial property rights belong to the Client or User, he/she recognizes and accepts that by sending them to the BITNOVO® Platform is granting a non-exclusive use license with respect to same, with the maximum temporal and territorial scope recognized by the legislation, so that PRESSBROKERS that receives said Content and/or any elements subject to intellectual and industrial property rights, may reproduce it, communicate it , distribute it, modify it, alter it or decompile it, with personal or private, commercial or lucrative purposes, within the framework of providing the service to the client or user.

On the other hand, the Client or User declares and guarantees that they have the authorization or sufficient title for the sending, transmission and granting of a license for use to third parties, with the scope and in the terms indicated above, on the Contents and/or any elements that you send or transmit or license to the BITNOVO Platform.

4.12 CONFLICT RESOLUTION.

In case of controversies or discrepancies arising from the use of the BITNOVO® Platform or in the interpretation of the Conditions, the Client or User agrees to try to resolve them in a friendly manner. For these purposes, the Client or User agrees to inform PRESSBROKERS of possible controversies or discrepancies existing through the different channels that PRESSBROKERS makes available to them and to allow a period of at least 15 working days from the notification to answer to the same. In the event of non-response or impossibility of resolving the controversy or disagreement in a friendly manner, the Client or User may apply to the court.

5. RIGHTS AND OBLIGATIONS OF PRESSBROKERS.

5.1 AVAILABILITY OF SERVICES.

The Services offered through the BITNOVO® Platform are those that PRESSBROKERS decides at any time and may vary over time. Therefore, there is no obligation on the part of PRESSBROKERS to keep the Services available. However, PRESSBROKERS will inform the Client or Users when it decides to cancel the continuity of a certain service and the conditions of the cessation of it.

Likewise, PRESSBROKERS may cancel the access to the Services, in whole or in part, to those Customers or Users who fail to comply with these General Conditions of Contract.

PRESSBROKERS is not obligated to store, preserve or provide copies of any content or information that the Client or Users provide.

5.2 INTELLECTUAL AND INDUSTRIAL PROPERTY.

The BITNOVO® Platform, its source code and the contents that are protected by the Intellectual Property Law may not be exploited, reproduced, distributed, modified, publicly communicated, transferred or transformed, except with the express authorization of the holders of rights. The alteration of the content or structure of the BITNOVO® Platform is strictly forbidden.

The design, images, signs, distinctive signs, trade name, brands, logos, products and services contained in the BITNOVO® Platform are protected by the Industrial Property Law.

PRESSBROKERS is the owner or licensee of all rights to the content of the BITNOVO® Platform. Access to the BITNOVO Platform does not grant the Client or User the right, nor any ownership over the intellectual or industrial property rights or the Contents that it hosts.

Clients or Users who access the BITNOVO® Platform may not copy, modify, distribute, transmit, reproduce, publish, assign or sell the aforementioned elements or create new products or services derived from the information obtained without express authorization and by written by the holders of the rights.

The systematics and content of the analyzes and reports prepared and made available to those of the Customers or Users by PRESSBROKERS are protected by international regulations and treaties regarding copyright and intellectual property rights.

PRESSBROKERS will retain the ownership of all Intellectual Property, of which the Client or User will not acquire any right other than a Use License. Under no circumstances may it be modified, adapted, communicated, made available, or disclosed, in whole or in part, neither for free or for a consideration, this information, for any purpose other than the one that motivated its creation.

BITNOVO® is a commercial brand owned by PRESSBROKERS registered in Spain with the number M3658597 and, therefore, protected in terms of its use by a third party different from its owner.

PRESSBROKERS reserves the right to exercise the corresponding legal actions against the Client or Users that violate or infringe the intellectual and industrial property rights.

5.3 GUARANTEE AND RESPONSIBILITY.

Although PRESSBROKERS uses systems compatible with most of the existing technology in the market, it can not guarantee the compatibility of the devices used by the Client or User.

PRESSBROKERS does not guarantee the availability and continuity of operation of the BITNOVO® Platform. PRESSBROKERS shall be exempt from any liability arising from the access and use of the BITNOVO® Platform (performance failures, interruptions or delay in the operation of the services, failure of the system or the line, etc.), even if a fault occurs or malfunction that will cause damages in computer tools of third parties. In this respect, the Client or User accesses the BITNOVO® Platform under their exclusive responsibility.

PRESSBROKERS is released from any liability in case of improper use of the BITNOVO® Platform by the Client or User.

PRESSBROKERS will not be liable in the event of unavailability of the Services due to reasons of force majeure or temporary suspension of the same, due to technical reasons. Therefore, PRESSBROKERS will not assume any responsibility for the damages, losses that could suffer as a result of events that could not have been foreseen, or that foreseen were inevitable, either by fortuitous event or force majeure.

PRESSBROKERS is not responsible for any failure, technical error, accident, breakdown, manipulation, interruption of the Services or any other incident that may arise in products, equipment or technical services outside of PRESSBROKERS whose use is necessary for participation in the Services.

In order to reduce the risk of virus introduction in the BITNOVO® Platform, PRESSBROKERS uses virus detection programs to control all the Contents that it introduces in the BITNOVO Platform. However, PRESSBROKERS does not guarantee the absence of viruses or other elements in the BITNOVO® Platform introduced by third parties unrelated to PRESSBROKERS that may produce alterations in the physical or logical systems of the users or in the electronic documents and files stored in their systems. Consequently, PRESSBROKERS will not be responsible in any case for any damages of any kind that may arise from the presence of viruses or other elements that may cause alterations in the physical or logical systems, electronic documents or files of users.

PRESSBROKERS adopts various protection measures to protect the BITNOVO® Platform and the Contents against computer attacks of third parties. However, PRESSBROKERS does not guarantee that unauthorized third parties cannot know the Web pages visited by the Client or User, nor the conditions, characteristics and circumstances of the BITNOVO® Platform. Consequently, PRESSBROKERS will not be in any case responsible for the damages and losses that may result from such unauthorized access.

PRESSBROKERS will not be responsible for the relations of the Client or User with third parties, nor in the case in which said relations are derived from the access to the BITNOVO® Platform. In the event of a claim or any other type of legal action between the Client or User and a third party, the Client or User exempts PRESSBROKERS, its employees, suppliers and other collaborators from all liability, undertaking to keep them harmless from these.

The Services offered through the BITNOVO® Platform comply with the provisions of the Spanish legal system. PRESSBROKERS is not responsible for those Services that are not in accordance with the provisions of the legal system of other countries to which they may be provided.

The customer accepts that the purchase or sale of cryptocurrencies may involve a high risk, due to the price fluctuations that may result in the increase or partial or total loss of the investment.

The client recognizes the risk involved in the sale of cryptocurrencies, so PRESSBROKERS will not be held liable for the losses or profits in which the client incurs when selling his cryptocurrencies to PRESSBROKERS.

PRESSBROKERS does not provide any kind of advisory to the client in any area, whether fiscal, economic, accounting, commercial or any other. Therefore, the decisions taken by the client are made on a personal basis.

The transactions in cryptocurrency are irreversible, so the client must take every precautions when making the payment.

PRESSBROKERS does not assume any responsibility for failures in the internet network or for the attack to the software of any hacker that has as consequence the loss or disappearance of the cryptocurrencies owned by the client.

The client declares to be aware of all the risks that the possession of cryptocurrencies supposes, which exonerates PRESSBROKERS from any responsibility for the loss of these.

Any incident in the operation of the banking entities will be exclusive responsibility of the same.

5.4 TEMPORARY SUSPENSION OF THE SERVICE IN THE BITNOVO PLATFORM.

The service may be interrupted by PRESSBROKERS temporarily in those maintenance tasks that are necessary for the correct functioning of the BITNOVO® Platform

The infringement of the obligations that are listed below, by the Client or User of PRESSBROKERS, shall mean that, temporarily, none of the services offered through the BITNOVO® Platform will be provided:

The detection by PRESSBROKERS of suspicious transactions.

Lack of additional information necessary for the identification of the Client.

Not accept the possible updates of the General Contracting Conditions or the Privacy Policy.

This temporary suspension becomes final at THIRTY (30) days from the beginning of the temporary suspension, if your situation has not been regularized or updated with the necessary information to continue operating on the BITNOVO® Platform.

5.5. MODIFICATION OF THE CONDITIONS.

PRESSBROKERS may add new functionalities to the BITNOVO® Platform and/or modify the current General Conditions. In this case, PRESSBROKERS will publish the update on the BITNOVO® Platform so that the Client or User is aware of any change. If the Client or User does not agree with the new General Conditions, he will have a period of fifteen days from the communication to terminate the contract by means of irrefutable communication to PRESSBROKERS. The course of the aforementioned period without the Client or User having expressed anything to the contrary, will imply full acceptance of the new General Conditions. Similarly, the realization of Activities subsequent to the communication and/or publication of the modification of the Conditions implies their acceptance.

However, when PRESSBROKERS deems it appropriate due to the relevance of the modifications, it will proceed to explicitly inform the Client or User of the changes in the General Conditions through a means that allows it to express its express acceptance.

6. ENTRY INTO FORCE OF THE GENERAL CONDITIONS.

The use of the BITNOVO® Platform implies adherence to and compliance with these General Conditions, as well as the Privacy Policy of PRESSBROKERS.

However, when the user or client contracts a specific service through the BITNOVO Platform, PRESSBOKERS will obtain the express acceptance of the General Conditions by marking the box enabled for this purpose (on the web and application) with the following text or similar: "I have read and accepted the General Conditions".

The General Conditions will come into force and, therefore, will be applicable to the Client or User, from that moment. However, and in compliance with the provisions of article 28 of Law 34/2002 of July 11, by the Services of the information society and E-commerce, within a maximum period of twenty-four hours from the entry into force of the General Conditions of Contract, PRESSBROKERS will confirm the acceptance of these General Conditions confirming the entry into force of the contract.

7. PRICE, FORM OF PAYMENT AND BILLING.

7.1. COST OF SERVICES.

1. Purchase of Cryptocurrency and Cryptocurrency Voucher Redemption:

For the provision of services, the Customer or User must make a prior payment in accordance with the CRIPTOCURRENCY price that PRESSBROKERS approves at the time of purchase and that will be accepted by the Client or User.

The CRYPTOCURRENCY conversion price is calculated through an average between the main cryptocurrency exchange offices of the market, resulting in a conversion price that can be updated every certain time, so that it correctly responds to the supply and demand existing in the purchase and sale market of the different cryptocurrencies.

At this price PRESSBROKERS will add the costs of the transaction "mining fees", for the validation of the operation in the network, which are completely unrelated to the service provided by the BITNOVO® Platform and a profit margin.

The result will be the amount of cryptocurrencies to be sent by PRESSBROKER to the public address or Wallet of the Client or User.

In the case of the sale of cryptocurrency, the result will be the amount in Euros to be transferred to the account linked to the BITCARD card of the Customer or User.

The amount of the conversion price of the CRYPTOCURRENCY of the BITNOVO® platform may be modified by PRESSBROKERS at any time. If the client is not satisfied with the new prices, he/she may withdraw from the contract by notify it promptly to PRESSBROKERS before making the payment. Once the payment is made, according to the conversion price, these will be fully operative.

In the cases in which the customer or user is delayed when providing the information required for the verification processes, it is possible that the fluctuation of the price of the CRYPTOCURRENCY has varied and may, at the time of the authorization of the operation by BITNOVO®, receive more or less amount of the cryptocurrency chosen, based on these variations.

In the cases in which the transactions are not executed for reasons beyond PRESSBROKERS, provided that the acquired cryptocurrencies have not been transferred to the Customer's or User's Wallet (the transactions in cryptocurrency are irreversible), he can desist from the transaction and request the return of the funds transferred through the BITNOVO® Platform to PRESSBROKERS. The transaction not executed for these reasons, foreign to PRESSBROKERS, will have a cost for the Customer or User that will amount to 4% of the purchase price, with a minimum cost of € 10. The funds will be returned through the same means of payment used by the Client or User.

PRESSBROKERS reserves the right to apply discounts, bonuses, discount coupons or any other promotions for participation in the Services. The conditions to benefit from these promotions will be those that in each case are detailed.

In case the User fails to comply with its payment obligations, PRESSBROKERS reserves the right to claim the unpaid amounts and the corresponding interest, as well as the possible damages that may occur.

The price of the services of purchase and sale of cryptocurrencies is exempt from VAT under the Judgment of the CJEU dated October 22, 2015 (case C-264/14).

2. BITCARD Purchase

The price of the card is € 20 (VAT included).

7.2 PAYMENT METHODS.

PRESSBROKERS will proceed to the collection of the Services with immediate effect to its validation by the Client or User.

Payments may be made using any of the following methods:

Credit Cards: Accepted credit cards are indicated during the payment process. At no time during the purchase process PRESSBROKERS will know the information related to the customer's credit card, which are digitized directly on the payment gateway of the entity that issues its card (with security systems that prevent the interception, modification or falsification of information).

No computer file of PRESSBROKERS contains, nor preserves data of the keys used by the means of payment. Therefore, under no circumstances PRESSBROKERS can be held liable for possible fraudulent and undue use of these means of payment by third parties at the time of payment of products purchased in PRESSBROKERS.

Bank Transfer payment: Payment will be made by entering the corresponding amount in the account indicated for this means of payment.

Flexepin redeemable coupon

Bitcoin/Dash: The Client or User can pay the cryptocurrencies purchased from PRESSBROKERS through the BITNOVO® Platform with Bitcoin or Dash.

Once the payment has been made, PRESSBROKERS will proceed to verify the entire process and the authorization of the transaction in accordance with the procedure established in section Three (3) of these General Conditions of Contract.

The Client or User will be responsible for communicating to PRESSBROKERS all the necessary data for the correct provision of the services and, where appropriate, billing of the services, which must be truthful, current and adjusted to reality, especially in relation to payment methods . The Client or Registered User shall be liable for damages that may be caused to PRESSBROKERS or to third parties, for the data provided as a result of the use of data that is not updated, false or that does not correspond to reality.

7.3. BILLING OF SERVICES.

Once the transaction of purchase or sale of cryptocurrency is completed, the user will receive an acknowledgment of receipt in his e-mail address stating all the terms of the operation contracted, identifying the operation number, date of the transaction, NIF, PRESSBROKERS company name, identification of the service provided (purchase or sale), conversion price and the amount of cryptocurrencies delivered or Euros delivered.

PRESSBROKERS, at the customer's request, may issue the corresponding invoice for the services rendered. The client or user will be responsible for communicating to PRESSBROKERS all the necessary data for the correct billing of the services, which must be truthful, current and adjusted to reality, especially in relation to payment methods.

8. EXTINGUISHMENT AND RESOLUTION.

This contract will be extinct for the following reasons:

1. For non-acceptance of the modification of the Privacy Policy, the General Conditions or the price of the service: The contract will be automatically terminated.

2. For non-compliance by any of the parties of any essential obligation of the contract: The other party may unilaterally resolve this contract.

3. By express wish of the client: The client may decide at any time to terminate the validity of this contract for which he must communicate his decision to the following email address: info@bitnovo.com. When the present contract is terminated for any reason, the client may not request PRESSBROKERS to undo the operation or operations carried out throughout the duration of the contractual relationship, therefore, no refund of cryptocurrency sold to PRESSBROKERS or restitution of currency of any legal tender may be requested..

9. INVALIDITY OF SOME PROVISION.

If for any reason any provision of these General Conditions is considered null, this will not affect the rest of the provisions of the contract that will remain in force for the established period.

10. OTHER PROVISIONS.

10.1 PRESSBROKERS ASSIGNMENT AND SUBROGATION.

PRESSBROKERS if it deems it necessary, may assign or subcontract the contracts formalized with clients to other entities to carry out the object of the contract as established in these General Conditions.

10.2 LINKS TO CONTENTS.

The BITNOVO® Platform can include links and search tools that allow users to access third-party websites. These elements will be provided only for reference purposes. In any case, it is recommended that the Client or Users consult the terms and conditions of use and the privacy policies of third-party websites accessed through links included in the BITNOVO® Platform.

Although PRESSBROKERS previously reviews the content of the websites with which it establishes a link and only provides links to those websites that, to the best of its knowledge and understanding, comply with the applicable legislation, PRESSBROKERS neither approves nor controls the contents of said web sites and/or any modifications thereof, and expressly excludes any liability for any damage that may arise from access, use or impossibility of use, by the Client or Users, of any website with which a link has been established or the content of it.

Notwithstanding the above, PRESSBROKERS reserves the right to remove links to any website in the event that it has actual knowledge that the Services developed on said website or its contents are illegal or infringe the rights of third parties, or in cases where that is required for it by virtue of a judicial resolution or an administrative order.

10.3 CESSION OF RIGHTS.

The Client or User may not give, subrogate or assign all or part of their rights, provided in these Conditions, to a third party.

PRESSBROKERS is hereby empowered to assign this contract to any of the entities that form part of its group of companies, with the only obligation of notifying such circumstance to the Client or User.

10.4 DATA PROTECTION

In compliance with the provisions of the current legislation on Data Protection and, especially as provided for in Regulation (EU) 2016/679 of the European Parliament and the Council of April 27, 2016 on the protection of physical persons regarding the processing of personal data and the free circulation of these data and repealing Directive 95/46 / EC (General Data Protection Regulation), PRESSBROKERS informs Clients and Users that:

  • In all the occasions in which the client provides personal data to PRESSBROKERS, he must expressly accept the Privacy Policy, in which he is informed of the rights that the law recognizes and the way to exercise them.

  • The data requested from the client are strictly necessary to provide the contracted service. For that reason, if the client does not wish to provide such data, PRESSBROKERS will not be able to provide any service.

  • The personal data provided by the customer will never be sold to third parties for marketing purposes unless previously the customer has expressly accepted that assignment.

  • The client, by accepting the Privacy Policy, agrees that their personal data and transactions may be disclosed to the competent authorities in money laundering, Police and Security Forces, Courts or governmental authorities of all kinds, whether national or international without any limitation and with or without prior request and if the current legislation at any time so requires.

  • The personal data provided will be incorporated into automated files owned by PRESSBROKERS, S.L., for processing in order to provide contracted services. All the data supplied to PRESSBROKERS will be treated with the reservation and confidentiality required by current legislation on data protection, adopting the necessary measures to prevent loss, treatment and unauthorized access.

  • The Customer or User may exercise their rights of access, rectification, deletion and opposition, as well as the limitation and portability of their data, in compliance with the provisions of current data protection regulations. Taking into account that the exercise of these is very personal, it will be necessary for the affected party to prove their identity. The exercise of these rights must be done by written communication signed by the owner of the data, indicating their address, attaching a copy of their National Identity Document or other similar document, by contacting PRESSBROKERS at e-mail dpo@bitnovo.com , or by sending written communication to the following postal address: 46023-València, Calle l’Illa de Sardenya, nº1-bajo.

  • The User may oppose the sending of commercial communications of BITNOVO® and withdraw their consent, without affecting the legality of the processing of their personal data for other purposes.

  • For the proper management of the treatment of the personal data of its Users, PRESSBROKERS has appointed a Data Protection Delegate who they may consult to resolve any question they may require, being able to contact via e-mail dpo@bitnovo.com.

  • PRESSBROKERS informs its Customers or Users of the possibility they have of submitting a claim to the Spanish Agency for Data Protection in case they understand that the correct assistance has not been obtained in the exercise of the rights mentioned in this section.

  • For more information on what data PRESSBROKERS requests through the BITNOVO® Platform to Clients and Users for the provision of services and what treatment is given to them, we refer to our Privacy Policy.

10.5 PREVENTION OF MONEY LAUNDERING.

The activity of PRESSBROKERS, S.L. currently it is not subject to Law 10/2010, of April 28, Prevention of Money Laundering and Terrorism Financing (LPBC and FT), not being for the moment operations or transactions with CRYPTOCURRENCIES included within the typology of Subjects required that marks the article art. 2 of the LPBC and FT. However, PRESSBROKERS, S.L. voluntarily comply with current regulations on the prevention of money laundering and other complementary regulations for which a Manual for the Prevention of Money Laundering and Financing of Terrorism has been approved.

To that end, PRESSBROKERS informs Users and Clients that this regulation requires, among other obligations, to identify their clients in a documentary way, to obtain information about the nature of their professional or business activity and to inform, either at the request of the Executive Service of the Commission for the Prevention of Money Laundering and Monetary Infractions, either ex officio, of any act or operation with respect to which there is an indication or certainty that it is related to money laundering, the financing of terrorism or any other illegal activity.

10.6 APPLICABLE LAW AND COMPETENT JURISDICTION.

This contract will be interpreted and will be governed in accordance with current Spanish legislation. Both parties, with express resignation of any jurisdiction that may correspond to them, submit any interpretation or controversy resulting from this contract to the Courts and Tribunals of Valencia.

11.- APPLICATION FOR THE CREATION OF WALLET

11.1.- On behalf of BITNOVO®, users are offered a specific application for the creation of a BITCOIN wallet.

11.2.- Considerations on the wallet:

i. BITNOVO® does not create the wallet, it only facilitates the application for its creation by the user.
ii. BITNOVO® does not have access to the wallet.
iii. Bitcoins are in the Blockchain, not in the wallet.
iv. The wallet can only be accessed by the User with his private keys.

11.3. - Responsibilities of the user:

i. He is responsible for managing his wallet with due diligence.
ii. He is responsible for storing the security words to recover the wallet, as well as creating backup copies of it.
iii. He is responsible for the custody and transactions carried out, verified and authorized from his wallet.

11.4.- BITNOVO® is not responsible for the functioning of the wallet, the bitcoins deposited on it, nor the transactions carried out on it.